We all know that accidents can happen. But do you realize that accidents are actually the 4th leading cause of death in the United States? Nearly 150,000 Americans die from accidental injuries every year, according to the National Safety Council. An accidental death often leaves families reeling emotionally and financially. 

That’s where accidental death insurance can make a big difference. For a relatively small price, this type of policy pays out a lump sum if you die due to an accident. It can provide extra financial protection beyond your regular life insurance.

For example, 35 year old Brian has a wife and two kids at home. He has a $300,000 life insurance policy, but wants an extra layer of protection in case he passes away from something sudden like a car accident. For just $18 per month, Brian was able to get $100,000 in accidental death coverage. Now his family could have $400,000 to help cover expenses if Brian were to die from an unexpected accident.

Accidental death insurance is usually 4-5 times cheaper than regular life insurance since the policy is limited to just accidents. It’s an affordable way to give your family additional financial security and peace of mind. If you’ve been thinking about more coverage, be sure to get a quote. Having this extra protection can make all the difference in difficult times.